Archive for Moneymakers

Want To Earn Some Extra Gift Cards?

If so, read on!

If you haven’t yet signed up for Swagbucks, you really should consider it. I have been doing Swagbucks and I’m earning free gift cards for very little time. There are lots of ways to earn swagbucks, such as taking surveys, signing up for things, and even just searching the internet. Also, Swagbucks sometimes puts out codes during the day that will give you extra swagbucks to add to your collection. When you accrue enough swagbucks, you can redeem them for gift cards. A $5 Amazon gift card “costs” 450 swagbucks and 500 swagbucks could get you $5 gift cards to Target or Starbucks. There are lots of other options for gift cards as well. The nice thing about Swagbucks (besides the fact that it’s completely free) is that if you sign up and don’t have time to do it for awhile, it’s no big deal. There’s no obligation to do anything, so you do what you can when you can.

For a limited time, Swagbucks is offering my readers 70 Swagbucks for signing up with my special sign-up code. You can also earn 30 points by just completing your profile once you’ve signed up.

Interested? This takes just a few minutes.

1. Go here. Please note that this is my referral link. It will cost nothing for you to use it, but would definitely help me to earn more swagbucks, so if you’re interested in helping me (and my blog), please consider using it.

2. Click on “I have a sign up code” and enter ALIFEINTUNE. It is case-sensitive, so be sure it is in All Caps.

It’s very simple. Once you sign up, that code should award you 70 swagbucks. Plus, when you finish your profile, you will earn an extra 30. But don’t wait – my code is only good until Friday, April 11!

 

Get Money Back When You Shop Online

As you purchase your holiday gifts this season, don’t forget to shop through Ebates if you’re buying online! I have made $15 already and expect to get back almost another $15 from other online purchases I made on Cyber Monday. It’s free money, so how can you go wrong with that?

Click on the link below and sign up. It’s free and easy!

 

Ebates Coupons and Cash Back

 

 

 

This post contains an affiliate link. Click here to learn more.

Are you doing Bing Rewards?

I know that a lot of people do Swagbucks and I am still in the process of learning more about it. (By the way, if anyone is really good at earning lots of gift cards using Swagbucks and would like to share some tips with me, I would love to hear them!) However, I just heard about Bing Rewards and it is so easy to do. You basically earn points for just searching on the internet, and who doesn’t do that?

For every 2 searches you earn 1 point, at a maximum of 15 points per day. You can search for anything and everything and it counts. Each day, Bing also has one or two other things you can click on to earn an extra point or two. I have typically been earning about 16 points a day. You can cash in these points for gift cards once you accumulate so many of them. For example, a $5 Starbuck gift card or Amazon gift card is 525 points. If I am earning about 16 points a day, that means I can earn a gift card about once a month. That’s not too bad, especially if I was going to be searching the internet anyway! These gift cards are great to treat yourself or to use as a stocking stuffer for Christmas.

You should definitely try it out! It is free and you can get free stuff. What’s not to like about that?

Have you had any good experiences using Bing Rewards?

Thrifty Thursday: Ebates

Another way to make a few extra bucks is to use Ebates. I haven’t made a ton off of this, but every little bit helps. Ebates is great if you ever order things online. Here’s how to do it:

1. Sign up for a free account at www.ebates.com.

2. When you get ready to order something online, go to the Ebates website.

3. Choose the website you are planning to order from using the drop down list on the left.

4. Ebates will automatically direct you to that website.

5. Order from the website as you normally would.

6. Ebates will give you a certain percentage back via check. What percentage you get depends on the website you are using. Ebates also has various deals, so there are opportunities to earn more cash back on certain days.

It’s easy, quick, and free, so check it out!

 

Ebates Coupons and Cash Back

Thrifty Thursday: Use Your Credit Card, Part 2

So I promised that I would explain how we make hundreds of dollars a year using our credit card. We have a ridiculous amount of credit cards, so it does take some amount of organization to be sure they are all paid on time. First of all, we have 4 major credit cards:

1. Discover – You automatically get 1% back on everything you use the card for. Also, quarterly, they have special cashback opportunities that allow you to get 5% back on whatever the deal is that quarter. For example, they may offer 5% cashback if you use your card to buy gas, at the grocery store, at a drug store, at a home improvement store, etc. for a few months. A couple ways you can redeem your cashback are by applying it to your bill or requesting gift cards to partner companies. One month, we had over $100 in cashback and we used $90 to get 2 $50 gift cards. One was to Kohl’s and one was to Buffalo Wild Wings. Some of the companies offer gift card amounts for less cash than the cards are worth. For example, you can get a $50 gift card for only $45 in cashback.

2. Citicard – This is similar to Discover in that you always get 1% back on everything you use the card for, and quarterly, you can get 5% back on certain things. Like Discover, it changes every few months. I usually redeem my cash for its full value and get an actual check in the mail, though you have to have $50 to redeem it and request the check.

3. Sandals Bank of America – This card accrues points every time you use it. If we use the card at a Sandals resort, we receive double the points. We typically put the bulk of our expenses on this card and it accrues points fairly quickly. We usually cash this out when we have an extra expense that we weren’t expecting. It often helps to soften the blow a little when those things come up. You can have the money applied to your account or even directly deposited into your bank account.

4. Capitol One – We only use this card when we go out of the country, because it is one of the few cards we have found that doesn’t charge a fee for currency conversions when we are travelling somewhere that does not use US dollars.

In addition to the major credit cards, we have store credit cards. If you shop at a particular store often, it might be worth looking into. For example, Target offers 5% off everything if you use their credit card when you shop there. You also get free shipping when you shop online. Kohl’s sends out numerous coupons and Kohl’s Cash opportunities to people who use their credit card while shopping there.

Again, I do have to stress that you do have to pay off each credit card bill in full each month for this to be worth your while. As you can see, each card that you have comes with a new deadline and one more thing to keep track of, so just be aware of how much you can really handle and how much you can spend each month on each card and still be able to pay them off.

There are tons of other cards out there. The ones listed above just happen to be the ones I am most familiar with. What others have you used that have offered rewards?

Thrifty Thursday: Use Your Credit Card, Part 1

That’s right. The title of this post says to “use your credit card.” I must say that with a word of caution, though. If you are one of those people who cannot control yourself and have an unhealthy obsession with the way your credit card sounds as you swipe it in the machine at the store, then this tip might not be for you.

However, if you are one of those perfectionist, Type A personalities who can’t stand for her bills not to be paid in full each month, then you could really make some money by using your credit card.

First, make sure your credit card has some kind of rewards program. Sometimes these programs are in the form of airline miles, points, or actual cash, among other things. If your card does not have a program like this, I would strongly consider getting rid of it and finding one that does. There are tons of cards out there that offer incentives for you to use them. One thing to be sure of, though, is that they do not have an annual fee. Some credit cards do still have these, so be sure to clarify that a card does not have one before signing up for one.

After you have applied and been accepted for your new card, then you can start accumulating rewards. We charge almost everything and get quite a bit of money back through these rewards program. Then, once you have accumulated a certain number of points, cash, or whatever, you can often redeem them for money or gift cards (or whatever the company’s incentive happens to be).

The key to this is that you DO have to pay the credit card bill in full each month. If you don’t, then the credit card companies win, folks. If you cannot (or know you will not) pay off your bill in full each month, then I would not recommend doing this. This only works if you pay it off each month, and that means you have to keep track of how much you have charged. No, you can’t just go out on a shopping spree with your brand new shiny card and swipe it anywhere you please. Check out your purchases online and make sure you know how much you have on the card and how much you can reasonably pay off each month.

Stay tuned for Part 2 to find out how we make hundreds of dollars each year doing this!